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 insurance company will raise my rate after a car accident?

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注册日期 : 2010-04-07

PostSubject: insurance company will raise my rate after a car accident?   Fri Dec 03, 2010 3:05 pm

There no easy answer. It depends on your carrier and your state. Some carriers offer accident forgiveness if your insured with them for a number of years and never made a claim, then they give you an accident for free. There are also $ limits. If the amount they pay for repairs to your car and the other car exceeds a certain predetermined
$ amount then the policy is surcharged. If its below that amount, you aren't given a surcharge but may lose your accident free discount.
When you do recieve a surcharge, it is only applied to certain coverages and not all the coverages

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